Does a consumer have a legal right to request this from mortgage lender?Sweet n Sour asked: a) I’m in California (lender’s in Texas and CA depending on who I talk to) b) I’ve been dealing with my mortgage co. since October about a modification. They have taken numerous applications (11 to be exact) over the phone, each time I am supposedly approved, they ask for various paperwork [...] Should I make a complaint about my auto loan companys billing practices?MUSCLES asked: My auto loan is through AmeriCredit in Phoenix, Az. I havent received my billing statement yet and my payment due date is Mar. 27th. The soonest I can possibly receive my bill is Monday(3/17) I live in New York so it will take probably 3-4 days for my payment to reach them. Shouldn’t [...] Who do I Contact Regarding a New Loan on my House to Prevent Foreclosure?Happy asked: I just read an article on yahoo news: http://news.yahoo.com/s/ap/20080908/ap_on_bi_ge/mortgage_giants_consumer_impact the government took control of Freddie and Frannie Mac, which couldn’t have come at a better time because either this month or the next will be the first time I will not be able to pay my mortgage. So who do I contact regarding [...] Does a lender have to follow the terms of a mortgage note, previously executed by consumer borrow?MLD asked: My husband and I have a, stated income loan and the 1st 12 months is interest only, due to the construction period, then our loan adjust according to the terms in the Note. Our lender said we would modify these terms to a lower rate once construction is over, our construction is completed [...] Are there any lenders that will givemortgage loan w/credit scores of mid-high 500′s with state tax lien?metty asked: I have been married for 2 years, we are renting, my spouse has a brand new tax lien. We really need to get into a home, we are done renting and we need the tax break. our “consumer” scores with all three major credit companies are from mid-high 500′s for both of us, [...] Is it getting harder for people to get approved for a mortgage?$millmind$ asked: I here that it is getting harder for people to qualify for a mortgage loan.That a lot of guidlines are getting tighter. Who now knows the real scoop on the mortgage industry. Who qualifies and who don’t? Is investment properties harder to get whats the deal. I believe people talk to much to [...] Is it getting harder for people to get approved for a mortgage?$millmind$ asked: I here that it is getting harder for people to qualify for a mortgage loan.That a lot of guidlines are getting tighter. Who now knows the real scoop on the mortgage industry. Who qualifies and who don’t? Is investment properties harder to get whats the deal. I believe people talk to much to [...] Qualifications for a Loan Processor? Please be honest?vsweety asked: Here is a history if my work exp. Do you blve these are good qaulificatons for a loan processor Collector •Responsible for maintaining majority of the office’s budget. •Review credit bureau reports to determine credit worthiness. •Set delinquent consumers up for best possible arrangements. •Review assigned accounts and place accounts in the appropriate [...] How do you qualify for the HOME START Tax Credit Advance Loan?vee_ann84 asked: We were pre-approved for an FHA loan. We want to take advantage of the HOME START Tax Advance Loan where you can use the $8000 first-homebuyer tax credit for your downpayment. Does anyone know anything about this? Do you have to have a certain debt-to-income ratio to qualify?JIMMY Is there such thing as a TRUE Bad Credit Home Loan?mudpuppie_80 asked: I don’t have perfect credit, neither does my husband but we are diligently paying off our bills one by one. I have been looking into loans for people with bad credit and of course they are all over the place promising a future for our family. Then I fillout the Application and whammy [...] |