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Has anyone ever used a debt management service? How did it affect your credit rating? Would you reccommend it?

mom24athome asked: I want to eliminate the rest of my credit card debt. I see the ads for debt management services where they work with your creditors to reduce your interest rates, then combine all of your debt together, where you pay them one payment per month. My husband thinks this will reflect negativly on [...]

Posted May 16th, 2010 in Personal Finance | 6 Comments »

Should I file for bankruptcy?

Jeremy G asked: I just lost both of my cars that I was paying a total of $841/mo. on. My wife is going to be quitting her job because of childcare issues, tension levels in the family, and all the stress that’s been building up from playing “tagteam” with watching the kids over the past [...]

Posted May 4th, 2010 in Personal Finance | 6 Comments »

What is the best way to get a personal or car loan with poor credit?

Kayla B asked: Just answers on bad credit loan companies that really work?DWAYNE

Posted April 4th, 2010 in Personal Finance | No Comments »

Does anyone know a reputable bad credit loan lender?

KC asked: It seems that most of the firms advertising to specialize in bad credit loans are scams – predators just waiting to rip innocent people off! Does anyone know of a reputable firm that actual offers loans to people with bad credit without requiring money up front for the loan? If so, please let [...]

Posted March 5th, 2010 in Personal Finance | 2 Comments »

Where can I find a high risk or bad credit loan?

belle11128 asked: My credit score is a 450 and I need to get a loan for approximately $10,000. My credit score is poor because I had to take over some debt from an ill parent. I am in the process of getting my credit back on track. I have searched the internet for hours and [...]

Posted February 11th, 2010 in Personal Finance | 1 Comment »

where can i get a unsecured bad credit loan?

imluvnit35 asked: an unsecured bad credit loan of 10,000 dollars is needed very quickly so if anyone knows please leet me know thank you.BRET

Posted February 1st, 2010 in Personal Finance | No Comments »

where can i get a home equity loan ore line of credit loan with bad credit?

jmpoct03 asked: my credit score is very low but i own a $75,000 house with no mortgage. i am looking for some kind of loan so i can do major repairs on my house but i keep getting turned down due to my credit. i have been at my job for almost ten years and [...]

Posted January 27th, 2010 in Personal Finance | 6 Comments »

Bad Credit Loans: a Good Option for Bad Times

Andy Hygate asked: The entire world is now worried about the economic future and even the most stalwart and dependable financial organisations have become shaky, unreliable, and reluctant to lend money to just about anyone. Meanwhile the confidence and hope of ordinary wage earners and small businesses is crumbling as they realise that it is [...]

Posted December 14th, 2009 in Personal Finance | No Comments »

where can i find a guaranteed bad credit loan im only looking to borrow about 2500 but my credit score is low?

usranger4640 asked: my credit score is in the mid 500′s and i want to pay off the credit cards i have. they total up to 3500. where can i get a loan where i dont need to pay for me to join their site.THADDEUS

Posted November 22nd, 2009 in Personal Finance | 5 Comments »

I am looking for a no credit loan in Beaumont?

iHaveThe1Answer asked: Can someone tell me where I can get a no credit loan. I think for no credit I can get a title loan or payday loan, or something like that.MAXWELL

Posted November 16th, 2009 in Personal Finance | 1 Comment »