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How to Secure an Emergency Cash Loan in 1 Hour with Bad Credit

Sharon Listner asked: There is nothing worse than finding yourself in a situation, where you need cash but have no idea how to secure the funds discretely. Sure, you can borrow from family and friends but that requires disclosing matters that you may want to keep personal. Often times, you get hit with the dreaded [...]

Posted July 30th, 2010 in Finance | No Comments »

Why does the government not control the interest rates and charges the credit card companies charge?

Sharyn asked: Credit card companies are allowed to increase interest rates to over 30% if they want. They also determine that the consumer is a poor credit risk if they have high balances on loans without looking at the fact that payments have been made in excess of amount billed and on a timely basis. [...]

Posted July 26th, 2010 in Credit | 14 Comments »

Ways to guarantee a co-signer doesn’t get screwed?

bradster1200 asked: I’m 18, and going for a consumer loan. I cannot get my parents to co-sign (I can’t get it myself because I have absolutely no credit), I’m 99% sure they won’t co-sign because they are not willing to risk their credit. Is there any way to guarantee that they will not get screwed? [...]

Posted July 25th, 2010 in Personal Finance | 5 Comments »

Needing legit. advice about my rights as a car consumer?

flutterbyekisses21 asked: on 11/4 I purchased a vehichle from a used car dealer. I used my prior vehichle as a trade in and was given enough trade allowance to provide a decent down payment. The sales person and I had to fed ex contracts back and forth for various reasons, and by the time we [...]

Posted July 24th, 2010 in Buying & Selling | 7 Comments »

Consolidate private student loans on lower interest credit card?

curious126 asked: Here’s the situation: I have about $30,000 (of $114,000 total) in 3 student loans at 7.5% (variable rate). These loans are private and that’s why I could not consolidate them. I have a balance transfer offer for 4.99% until paid off on one of my credit cards and am tempted to transfer as [...]

Posted July 24th, 2010 in Personal Finance | 5 Comments »

All About Short Term Emergency Loans

Jeff Lakie asked: You have heard about them and have seen ads on the internet, perhaps even listened to radio ads or television spots about this financial product. What am I talking about? Payday loans, also known as cash advance loans or short term emergency loans. What exactly is this type of loan and should [...]

Posted July 21st, 2010 in Finance | No Comments »

Lenders Provide a Wealth of Auto Finance Alternatives

John Campbell asked: If you’re in the market to finance a new automobile, numerous lenders nationwide are currently competing for your business with a wealth of financing options at your disposal.If you have excellent credit, the sky’s the limit in terms of how much financing you qualify for with interest rates that won’t cost you [...]

Posted July 20th, 2010 in Finance | No Comments »

C++-compilation problem?

NazoGirl asked: include #include using namespace std; const int month = 12; void getInput(double&, double&, double&); double payLoan(double, double, double, double, double&); int main() { double balance, interestRate, monthlyPayment, monthlyInterest, totalInterest; cout

Posted July 13th, 2010 in Programming & Design | 1 Comment »

Is there any way to repair the credit file after only 1 missed payment in 5 years span?

irobot10 asked: I missed two consecutive months on “one” of my consumer credit cards in 2004. I had total five credit accounts open at that time. I was out of country and this particular card’s website did not open for some reason and I could not make the payments. It can be noted that I [...]

Posted July 10th, 2010 in Credit | 1 Comment »

No Credit Check Car Loans

Eddie Tobey asked: Credit problems can arise at any time, often without warning. If a person with bad credit is looking for a good car loan, the process might be a little difficult. Getting through the car loans process easily with bad credit can sometime be overwhelming for some people. It is for such people [...]

Posted July 5th, 2010 in Finance | No Comments »