Consumer Loan – personal credit debt auto

Sara Dowling asked: A Brief Look At Loans“Innovative financial packaging” is how it is sometime known. Essentially what this means is that financial institutions look for more and more ways to lend to their customers – after all, charging interest on a debt is the main way that they make their money. But, with more [...]

Dominika asked: First off, Settlement is out of the question b/c it is not good for people who may want a Government Clearance for a job….so scratch that. Also we already have a second mortgage so scratch that too……My issue is we are in serious debt and we want to get out before we get [...]

noils asked: Everyone proudly states that we are a “nation of immigrants” which is certainly true. There’s no doubt that we need immigrants in specialized fields like medicine as long as the AMA restricts the number of US students entering our medical schools. However, how many more legals do we need to open restaurants, convenience [...]

T asked: (*`*`WARNING*`*`: PLEASE DO NOT USE THIS QUESTION FOR SOLICITING OR GIVING E-MAIL ADDRESSES TO LOAN SHARKS. YOU !!WILL!! BE REPORTED TO YAHOO) Here are the details to my situation: I have a credit score of about 706, but I only have about $1100 worth of credit (from credit cards) and about $21,000 worth [...]

Matthew D asked: Conservatives blame the housing bubble and sub prime lending on racial minorities, claiming it all happened because lending institutions were *made* to give sub prime loans to low income minorities thus causing this massive recession. However for this theory to be true only minorities would have received sub prime loans based on [...]

Apurva Shree asked: Payday loans are unsecured loans. The lender is usually at a higher risk but that is offset by the huge interest rates usually as high as triple-digit annual interest rate. Due to this, payday loans have received a lot of negative press as it involves legally lending small amounts of money at [...]

mom24athome asked: I want to eliminate the rest of my credit card debt. I see the ads for debt management services where they work with your creditors to reduce your interest rates, then combine all of your debt together, where you pay them one payment per month. My husband thinks this will reflect negativly on [...]

P.RicanMami asked: Josh Paltrow and his wife Susan are buying their first home for $125,000. They’ve been granted a mortgage loan at an annual interest rate of 8.5 percent for 20 years with a $25,000 down payment. Closing costs are 2 percent of the amount of the mortgage loan and will be financed as part [...]

Jeremy G asked: I just lost both of my cars that I was paying a total of $841/mo. on. My wife is going to be quitting her job because of childcare issues, tension levels in the family, and all the stress that’s been building up from playing “tagteam” with watching the kids over the past [...]

Carrie Reeder asked: If you have a home loan, perhaps you have considered refinancing your loan. Homeowners may refinance their home loan to cash-out and pay outstanding credit card balances and consumer loans. In addition, refinancing a home loan is ideal if you have two mortgages. Combining a first and second mortgage into a new [...]